Short Term Rental Insurance

Replace Your Homeowner’s Or Rental Property Insurance
With Proper Insurance®

Proper Insurance leads the Nation in short-term rental insurance, with over 100,000 policies written in all 50 states. Backed by Lloyd’s of London and exclusive endorsements from vacation rental leader Vrbo, our company is built on world-class insurance coverage. Our policy covers vacation homes, townhouses, condos, duplexes, cabins, cottages, apartments and more. With expert vacation rental underwriters we can tailor a policy specific to your short-term rental property.

One Vacation Rental Policy Coverage For Both Commercial & Personal Use

Short-term vacation rentals do not fit into one insurance category, so we worked in parallel with Lloyd’s of London to tailor a specialty policy that we now sell directly to vacation rental property owners across the entire United States.

Vrbo Exclusively Endorses Proper Insurance

Vrbo is a world leader in vacation rentals and has recognized Proper Insurance as its premier vendor for comprehensive short-term rental property and liability insurance. Vacation rentals owners and their properties are at the core of the brands, and they wanted to make sure their clients and properties are protected. Nothing is more important.

The Proper Insurance policy includes coverage enhancements no other insurance carrier offers and had the vacation rental owner in mind during the development with Lloyd’s. This Vrbo endorsement is a testament to the coverage and claims service provided.

Many other vacation rental industry companies recommend Proper, so learn more and visit our network page.

Proper Insurance Coverage Highlights

Commercial Package Policy: coverage for building, contents, income and liability.
Building & Contents: special cause of loss (all-risk) with replacement cost valuation (new for old)
Liability: $1,000,000 of commercial general liability per occurrence with a $2,000,000 per occurrence option
Income: actual loss sustained business income coverage with no time limit
Liability coverage extended over amenities such as pools, hot tubs, bicycles, small watercraft + more
No limit on damage caused by a renter including theft, vandalism, and other intentional acts
Underwritten by Lloyd’s of London, AM Best’s Rated A

The best thing about Proper’s policy is it’s not supplemental coverage to what you currently carry. Riders and endorsements are broad enough to fully insure all the exposures of a vacation rental home. You have to think about damage from a guest, theft, vandalism, fire, wind, hail, broken water pipes, back up of sewers and drains, glass breakage, collapse, and that’s just a few property coverages.

Proper Insurance

To learn more about proper insurance and get a quote go to their website using the button below.

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